Buy Now, Pay LATTER
What is Afterpay?
Afterpay is a service that allows you to buy what you want TODAY and pay for it in four interest-free payments every two weeks.
How do I use Afterpay?
Add items to your cart as you normally would but select Afterpay at checkout. You will be redirected to their site where you will register, set up payment info, and complete your transaction! Once you are registered you will be able to save your info for faster checkout. Your order will process and ship when it is placed. Shipping costs are included in your Afterpay total.
When do I pay?
The transactions total will be split into four equal payments. The first payment is due at the time you place your order. Each payment after that will automatically come out of your card every two weeks. You have the option of making an early payment by logging into your Afterpay account.
What happens if I can’t make a payment?
Afterpay will charge an 8$ fee if the funds are not in your account when they are due. If the payment isn’t made within 7 days, another 8$ will be incurred. Late fees will not exceed 25% of your orders total amount.
Is there a charge for using it?
Afterpay is always zero interest, and there are never additional fees when you pay on time. The only fees are for late payments. We'll email your payment schedule and send notifications so there are no surprises.
Is Afterpay secure?
Afterpay is a PCI DSS Level 1 certified compliant Service Provider organization. PCI DSS is a comprehensive set of requirements created by the Payment Card Industry Security Standards Council to enhance cardholder data security and to ensure the safe handling and storage of sensitive credit card information and data. This is the highest level of security in the payment industry.
Does Afterpay affect your credit score?
There is no credit check to apply for Afterpay. Afterpay has the right to report negative activity to the credit ratings bureau, just like any other source of credit. Because Afterpay does not run a credit check to sign up, being in good standing does not impact your credit score.
For more information about Afterpay click here.